From the Loan Given to the Last Instalment: Your Whole Lending Book in One Connected Toolkit

Track Every Loan, EMI and Daily Collection, See Who Is Overdue Today, and Print Receipts in One Connected Toolkit

Type your schemes once: flat, reducing EMI or interest only, daily, weekly or monthly, your own rate, fee and late fee. Then type each loan and each payment, and let the instalment, total payable, due dates, balance, overdue days, today's collection list, receipts and reminders fill themselves, without paid software.

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From the Loan Given to the Loan Closed

One connected workflow: type your schemes, agents and borrowers once, everything else reads them.

GIVE THE LOAN
๐Ÿ“‹
01 ยท Your Schemes

Flat, EMI or interest only.

๐Ÿ‘ฅ
02 ยท Borrowers

Route, guarantor, documents Yes / No.

๐Ÿ“’
03 ยท Loan Book

Instalment and due dates by formula.

๐Ÿชช
04 ยท Loan Card

Agreement summary and schedule on A4.

EVERY DAY
โ†“
COLLECT AND FOLLOW UP
๐Ÿ’ต
05 ยท Collections

Every payment, receipt no.

๐ŸŽฏ
06 ยท Today's List

Due today and overdue, by route.

โณ
07 ยท Overdue Ageing

1-7, 8-30, 31-60, 60+ days.

โœ‰๏ธ
08 ยท Polite Reminder

Receipt, reminder, no-dues letter.

๐Ÿ“’
09 ยท Udhaar Khata

Gave and received by party.

Add-on
๐Ÿช™
10 ยท Gold Loan

Weight to max loan.

Add-on
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From Diaries and Memory to One Organised Loan Book

๐Ÿ˜ค

Your Business Without This Toolkit

  • โœ•Loans written in diaries, balances worked out again every time
  • โœ•Nobody knows who missed how many instalments
  • โœ•Flat and reducing interest mixed up when you quote
  • โœ•Agents hand over cash without a match against the collection
  • โœ•Udhaar given to parties, and forgotten
  • โœ•Receipts and reminders written by hand
  • โœ•Cheques and documents kept without a list
VS
๐Ÿš€

Your Business With This Toolkit

  • โœ“Instalment, total and due dates by formula for every scheme
  • โœ“Paid, balance and overdue of every loan, always up to date
  • โœ“Today's collection list by route, oldest overdue first
  • โœ“Overdue ageing and route-wise collection this month
  • โœ“Interest and principal part of every payment
  • โœ“A4 loan card, receipt, schedule and polite reminder
  • โœ“Dashboard: lent, outstanding, collected, interest earned
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See Your Loan Book at a Glance

Views that fill themselves from your own loans and payments.

TODAYToday's collection list and overdue ageing 1-7 to 60+ days
Today's collection list and overdue ageing 1-7 to 60+ days๐Ÿ” View
POSITIONEvery loan: paid, balance, overdue, next due date
Every loan: paid, balance, overdue, next due date๐Ÿ” View
PRINTLoan card, receipt, schedule, polite reminder on A4
Loan card, receipt, schedule, polite reminder on A4๐Ÿ” View
LOANSInstalment and total payable for flat, EMI and interest only
Instalment and total payable for flat, EMI and interest only๐Ÿ” View
UDHAARWho owes what, how old, who to remind today
Who owes what, how old, who to remind today๐Ÿ” View
GOLDGold weight to max loan and interest to date
Gold weight to max loan and interest to date๐Ÿ” View
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Everything You Need for Loans, Collection and Overdue

Few sheets, all connected: schemes, agents, routes and borrowers are typed once on Home & Setup and every tab reads them.

๐Ÿ’ฐ 6 Connected Tabs in the Main Toolkit

  • Home & Setup: schemes, agents, routes, borrowers (typed once)
  • Loan Book: instalment, total, due dates by formula
  • Collections: every payment and every loan's position
  • Due & Overdue Board: today's list and ageing
  • Print Desk: loan card, receipt, schedule, letters
  • Lending Dashboard
6Connected Tabs
3Interest types: flat, EMI, interest only
โœ“Excel-Based
๐Ÿ“ฑOpens in Google Sheets
โ‚นYour own rates and fees
A4Card, receipt, schedule, letters

See the Lending Tools Before You Get Access

These are the real sheets inside the toolkit, with sample numbers you replace with your own.

SETUPHome & Setup: schemes, agents, routes, borrowers (typed once)
Home & Setup: schemes, agents, routes, borrowers (typed once)๐Ÿ” View
LOANSLoan Book: instalment, total, due dates by formula
Loan Book: instalment, total, due dates by formula๐Ÿ” View
COLLECTIONCollections: every payment and every loan's position
Collections: every payment and every loan's position๐Ÿ” View
OVERDUEDue & Overdue Board: today's list and ageing
Due & Overdue Board: today's list and ageing๐Ÿ” View
PRINTPrint Desk: loan card, receipt, schedule, letters
Print Desk: loan card, receipt, schedule, letters๐Ÿ” View
SUMMARYLending Dashboard
Lending Dashboard๐Ÿ” View
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And for the Rest of the Business, Udhaar, EMI, Collection, Gold Loans, Interest and KYC

Six add-on kits on the checkout, or all 6 for โ‚น299. Type your own schemes and rates once: 15 schemes, 300 borrowers, 520 loans and 1,500 ready rows for collections.

Complete Lending System
UDHAARUdhaar Khata & Party Ledger Kit
Udhaar Khata & Party Ledger Kit๐Ÿ” View

Every party you give goods or money on udhaar: gave and received, balance, days outstanding, credit limit, who to follow up today and an A4 statement.

Add-on at checkout: โ‚น99
EMIEMI & Repayment Schedule Kit
EMI & Repayment Schedule Kit๐Ÿ” View

Flat, reducing EMI and interest-only side by side with the effective rate, a schedule of up to 120 instalments, prepayment and foreclosure.

Add-on at checkout: โ‚น79
COLLECTIONDaily & Weekly Collection Kit
Daily & Weekly Collection Kit๐Ÿ” View

Agents on routes, a daily collection sheet with missed-visit reasons, agent cash handover with short or excess, and a route board.

Add-on at checkout: โ‚น79
GOLDGold Loan (Girvi) Kit
Gold Loan (Girvi) Kit๐Ÿ” View

Gross and stone weight, karat, pure gold, value at your rate, max loan by LTV, interest to date, release and notice due, A4 pledge receipt.

Add-on at checkout: โ‚น79
INTERESTInterest Calculator Kit
Interest Calculator Kit๐Ÿ” View

Interest by days or by months, rupees per hundred to % a month and a year, compound interest, days between dates, flat to reducing rate.

Add-on at checkout: โ‚น49
KYCBorrower KYC & Cheque Kit
Borrower KYC & Cheque Kit๐Ÿ” View

Documents received (Yes / No only), guarantors, a PDC cheque register with bounces, and a Low / Medium / High risk flag by your own limits.

Add-on at checkout: โ‚น79

Built for the People Who Lend and Collect Every Day

Lender at the desk with the ledgerCollection agent meeting a shopkeeperGold jewellery on a weighing scale
๐ŸฆSmall Finance Businesses

Personal and business loans to shopkeepers.

๐Ÿ›ตDaily Collection Finance

Rehdi, vegetable sellers, small shops.

๐Ÿ“’Shopkeepers & Wholesalers

Goods on udhaar to parties.

๐Ÿช™Gold Loan Shops

Girvi with weight, purity and release.

๐Ÿ๏ธTwo-Wheeler Finance Dealers

EMIs, cheques and overdue.

๐ŸงพMoney Lenders

Monthly interest loans with receipts.

๐ŸคLoan DSAs

Cases, schedules and follow-ups.

๐Ÿ‘ฅCollection Agents

Route-wise daily lists.

Everything Included With Your Access

๐Ÿ’ฐ Lending & Loan Collection Toolkit (โ‚น149 + 18% GST)

  • โœ“ Home & Setup: business, 15 loan schemes, agents, routes, 300 borrowers
  • โœ“ Loan Book: 520 loans with instalment, total payable, interest, due dates, status
  • โœ“ Collections: 1,500 payment rows, receipt no., interest and principal part, every loan's position
  • โœ“ Due & Overdue Board: today's list, ageing, route-wise and agent-wise, heatmap
  • โœ“ Print Desk: loan card, agreement summary, receipt, repayment schedule, polite reminder, no-dues letter
  • โœ“ Dashboard with lent, outstanding, collected, interest earned and overdue
  • โœ“ Setup Guide (PDF) with screenshots

โž• Optional Add-ons on the Checkout

  • โœ“ Udhaar Khata & Party Ledger Kit (โ‚น99)
  • โœ“ EMI & Repayment Schedule Kit (โ‚น79)
  • โœ“ Daily & Weekly Collection Kit (โ‚น79)
  • โœ“ Gold Loan (Girvi) Kit (โ‚น79)
  • โœ“ Interest Calculator Kit (โ‚น49)
  • โœ“ Borrower KYC & Cheque Kit (โ‚น79)
  • All 6 Kits together: โ‚น299 instead of โ‚น464

โœ๏ธ Every sheet is ready for your own business. Type your own schemes and rates once: 15 schemes, 300 borrowers, 520 loans and 1,500 ready rows for collections.

Lending and Loan Collection Toolkit

Lending & Loan Collection Toolkit

Regular price โ‚น999
โ‚น149 + 18% GST
One-time payment ยท Lifetime access
  • โœ… 6 connected Excel tabs
  • โœ… Works in Excel and Google Sheets (mobile too)
  • โœ… Download link on email right after payment
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Still Have Questions?

When will I get the toolkit?

Right after payment. The download link comes on your email and also shows on the thank you page.

Is this software or Excel?

It is a set of Excel workbooks. Open them in Microsoft Excel, or upload to Google Sheets and use them on your mobile.

Do I need advanced Excel knowledge?

No. Type your schemes in the yellow cells once. Then type each loan and each payment; the instalments, balances, overdue and lists update by themselves.

Which kinds of loans does it handle?

Flat interest (common in daily and weekly finance), reducing balance EMI, and monthly interest only with the principal at the end, each daily, weekly or monthly. You type your own rate, fee, late fee and grace days.

How is overdue worked out?

Instalments due before the date you choose, minus the instalments the payments cover. The days overdue count from the oldest unpaid instalment, so every loan falls in 1-7, 8-30, 31-60 or 60+ days.

Does it tell me what interest to charge?

No. Every rate, fee and late fee is your own input. The toolkit only keeps the records and does the arithmetic. Follow your state's money-lending law and RBI rules.

Does it store ID numbers?

No full ID numbers. Documents are marked Yes or No, with at most the last 4 digits if you want.

What are the add-ons?

Six optional kits (udhaar khata, EMI and repayment schedule, daily and weekly collection, gold loan, interest calculator, borrower KYC and cheques) offered on the checkout page. Take any of them, or all six for โ‚น299.

What if I need help?

Write to products.avsvishal@gmail.com. We reply the same day.

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